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Understanding What is Mortgage Loan and How It Works Mumbai
- Location: Mumbai, Maharashtra, India
Many people ask, what is mortgage loan? It is a secured loan where property is pledged as collateral to borrow funds. This loan is used for various financial needs, such as business expansion, education, or medical emergencies. The borrower repays the loan in EMIs over a fixed tenure, and failure to repay can result in property seizure. Mortgage loans offer higher loan amounts and lower interest rates compared to personal loans. Understanding what is mortgage loan helps borrowers make informed financial decisions for leveraging their property assets.
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